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American Diabetes Association Diabetes Alert Day

Tuesday March 25, 2014 is American Diabetes Association Diabetes Alert Day. It is a day to ask Americans if they are at risk of developing diabetes. The diabetes risk test asks questions to see if you are at a potential risk of developing the disease and gives you tips on how to prevent it.

Untreated diabetes can cause serious problems, including blindness, heart disease and kidney failure. The good news is that a person with diabetes can control it through diet, exercise, and medication, if needed.

Healthy eating is the key to good health. Here are some ideas on what to select:

  1. Add more fresh fruits and vegetables to your diet.
  2. Eat whole grains foods, such as brown rice and 100% whole wheat. Control amount, eat less of these and spread them throughout the day.
  3. Limit the amount of protein in your diet to the amount it fits in the palm of your hand.
  4. Drink reduced fat milk, and eat reduced fat cheese and yogurt.
  5. Eat less fried foods and avoid excess of sodium. Limit canned and processed foods which can be laden with salt.
  6. Limit alcohol since it can lower your glucose level dangerously.

For more information give us a call at 561-233-1742 and follow the link to our website:

There are many risk factors for developing diabetes. Follow the link below to see if you are at risk. There is an English and Spanish version:



Elderly Mortgage Assistance Program

In February 2010, US Treasury created the "Housing Finance Agency (HFA) Innovation Fund for the Hardest-Hit Housing Markets" and allocated funds under the Emergency Economic Stabilization Act of 2008 (EESA) to five states: Arizona, California, Florida, Michigan and Nevada. Click here for more information.

Are Eggs Bad for Your Heart?

Eggs have been vilified in the past because of their cholesterol content. In 2011, after several studies, USDA determined the cholesterol content of one large egg to be 185 milligrams.  Depending on the chicken’s diet, it may be lowered down to 139 milligrams of cholesterol per large egg.

The latest recommendation by the American Heart Association is that the number of eggs a healthy person should consume a week is no longer limited. The reason being, cholesterol is important to make hormones and cell membranes and eggs high nutrient content is important for many bodily functions. Although, in the past, individuals concerned about their cholesterol intake may have been advised to avoid eggs, nowadays, it is recommended that including eggs may not be bad after all, taking into consideration the overall consumption of other foods. Eggs are one of the few foods with the highest biological value, a measure of protein quality expressing the rate of efficiency with which protein is used for growth.  It is a complete protein food because it contains all of the nine essential amino acids as well as the non-essential amino acids, making it second only to mother’s milk for human nutrition.

How eggs fit into a heart-healthy diet depends on various factors such as what other foods are eaten. Are they eaten along with foods such as meats, poultry, or dairies that are high in saturated fats? What about the amounts eaten! Consuming foods high in saturated fats has been associated with a higher risk of heart disease. Other factors affecting cholesterol levels include activity levels, health, age and genes.

Vegetables, fruits and grains contain no cholesterol. Adding more plant food to a plate rather than food with a high saturated fat content like bacon, may allow those individuals concerned with high cholesterol to include more eggs in their diet.

Eggs are rich in protein and other important nutrients. They are an inexpensive, easy and fast way to prepare a meal for your family when in a hurry. These are some important nutrients found in eggs:

  • High in protein – 6.29 g in one large egg. Important to build muscle mass and other major cell functions.
  • Lutein and zeaxanthin, essential to eye health. These are antioxidants that minimize damage to the retina.
  • Choline is important for development, to improve memory and performance, the nervous system, and anti-inflammatory properties. An egg is one of the few foods that contain high concentrations of this nutrient.
  • Folate is known for reducing neural tube defects and needed for other body functions.
  • Vitamin B12 helps keep the body’s nerve and blood cells healthy.
  •  Riboflavin, important for the body to use carbohydrates, fats, proteins and other nutrients. Lack of this vitamin can cause sores in the mouth, inflammation of the mouth and skin.
  • Vitamin A helps us see in the dark, promotes normal growth, and keeps skin healthy.
  • Vitamin D content in the yolk needed for normal absorption of calcium and phosphorus; it also helps the immune system.
  • Vitamin K helps the body make proteins needed for normal blood clotting.
  • Iron is an essential mineral found in every cell of the body. It makes part of blood cells. The human body needs iron to make hemoglobin. Eggs iron content is .88 mg in one large egg yolk.

Adding eggs to our meals not only decreases our food expenses it also adds important and essential nutrients that help our overall health.

How to buy eggs is another topic. Buying eggs today is very confusing. For more information on how to purchase eggs please follow this link to the University of Florida publication on a consumer’s guide to eggs:

Consumer’s Guide to Eggs:
USDA Nutrient Data:
American Society for Nutrition:  Choline:
Vitamin A:
Vitamin D:

Are you a Victim of Data Breach?

In case you become victim of data security breach, the National Consumer Law Center and U.S. PIRG remind consumers that:

1. Your liability for fraudulent charges is limited under federal law.
Credit Cards: Under federal law, your responsibility for unauthorized credit card charges is limited to $50, and in some cases would be $0.
Debit Cards: Your responsibility for debit card fraud charges is a bit more:

  • $50 if you notify the bank within 2 days.
  • Up to $500 afterwards.
  • Unlimited if you fail to report the fraud charges within 60 days after you receive your bank statement.

Also, since the money to pay the debit card comes directly out of your bank account, you won’t be able to use that money until the fraud charge is reversed.
Both VISA and MasterCard have “zero liability” policies that limit your losses to $0, but these are voluntary policies.
Finally, when you contact your credit card company, don't pay a fee to receive a replacement card - even during the holiday shopping season. Ask the issuer to waive the expedited fee to send a replacement card. For more information on reporting card fraud, see Consumer Action's Credit Card Fraud module.

2. Check your credit report, but don’t panic.
If you are worried that a security breach has made you a target of identity theft, check your credit report - it's always a good idea to do that regularly. But theft of a credit card number is unlikely to lead to the thief opening new accounts. That’s because the key piece of information needed for “new account” ID theft—your Social Security Number—is not part of the credit card data.

3. Don’t pay for expensive credit monitoring or fraud detection services.
You can check your credit report for free once a year using—no need to pay for a monthly service.

4. The strongest prevention against ID theft after a breach is a security freeze.
A security freeze prevents your credit report from being shared with potential new creditors. If your credit files are frozen, a thief will probably not be able to get credit in your name. You have a right to place a security freeze on your credit report under the law in most states, and freezes are available to residents of all 50 states. For more information, see:

Source: Consumer Action New Bulletin, December 19, 2013

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